Why be pre-qualified when you can be pre-approved! Our popular pre-approval program known as Credit Express will help you shop with confidence in the marketplace. It assures you of your mortgage before you go house hunting. You receive a Credit Express certificate which is a written acknowledgement from us that you are pre-approved for a specific maximum mortgage payment. By knowing the maximum monthly mortgage payment you can afford, you'll be free to look at houses in your price range.

You may be surprised to find that you can purchase more home than you thought possible! And don't count yourself out if you have less than a perfect credit history. Sometimes bad things happen to good people. We understand. Our common sense underwriting is credit and asset driven. We consider a buyer's profile versus strict debt ratios. We're committed to making home ownership possible!